“Buying a home is a powerful decision, and it remains at the heart of the American Dream. Unlike renting, owning a home means more than just having a place to live – it offers a sense of belonging, stability, and freedom.”
According to Nicole Bachaud, Senior Economist at Zillow:”
Being a homeowner has long been seen as essential to realizing the American Dream since it represents stability, freedom, and self-worth in addition to financial success. This vision has evolved throughout the centuries and has historical roots that are firmly ingrained in the identity of America.
FHLB/BankPlus Housing
Since 2011, CSLC has worked with BankPlus and Federal Home Loan Bank of Dallas to restore homes for seniors and disabled families in Holmes, Carroll, Leflore, and Humphrey counties.
Our collective efforts, fueled by the $2.2 million in grants received by CSLC Affordable Housing, have resulted in the restoration of over 250 homes. This significant achievement is a testament to the impact of our partnership with BankPlus and FHLB Dallas, and it is something we can all take pride in.
HUD Housing Info
Through funding from the U.S. Department of HUD RIF Rural Innovation Fund, CSLC created Faith Hill Subdivision. This project blessed five first-time low-income families and included significant home repairs.
For more details, click the link:
Community Students Learning Center Rural Innovation Fund Comprehensive Project – HUD Exchange
USDA Housing
CSLC collaborates with USDA Rural Development on the USDA 502 Homeowner Loan /504 Direct Restoration Loan and/or Grant programs. These loans and grants, specifically designed to assist low—to very-low-income individuals in rural areas, are readily available for those looking to purchase, construct, or restore their homes. We have successfully facilitated the closing of numerous clients, ensuring homeowners receive the maximum loan from the USDA for new homeownership. For more information on the USDA 502/504 Grant/Loan, please get in touch with us at (662)834-0905.
